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Night Deposit

We have night deposit service at all FCNB locations.

Our night deposit service is available for use before and after normal banking hours. Night deposits are removed for processing by 8:30 am each day, Monday through Saturday excluding holidays.  Items dropped in our night deposit after 8:30 am will be processed the next business day. 

Customers can put cash or checks along with a completed deposit ticket in a sealed envelope and drop it in the Night Deposit. The drop box on the outside of the bank is connected to a safe on the inside of the bank. When the bank opens, two tellers will open the safe and apply the deposit to your account.

Business customers use special night deposit bags to make deposits after hours using our night deposit. FCNB night deposit business customers can use two types of bags: a self-sealing security bag or a larger locking bag.

  • A self-sealing security bag does not require trip to the bank to pick up the bag as these are disposable. Customers can provide their own self-sealing security bags or they may be purchased from the bank. Pricing varies depending on the type and size of bag.
  • A locking night deposit bag is $30 per bag, and comes with one key to the night deposit in order to drop large deposits. An extra night deposit key is $1.00. Customers using this type of bag will need to return to the bank to pick up the bag after processing.

Funds you deposit using our night deposit service are typically available the next business day.

Safe Deposit Boxes

Safe deposit boxes are a highly secure form of storing important items and papers. Homes are much more likely to be burglarized or damaged by a natural disaster such as flooding or fire.  Keep your items safe that would be difficult to replace or have sentimental value with an FCNB safe deposit box.

Box Size

Annual Rental Fees

4 ½ x 3 ½


7 ½ x 2 ½


3 x 5


4 ½ x 5


5 x 5


3 x 10


5 x 10


10 x 10 (Main Bank only)


Lost Key Replacement


Safe Deposit Box Drilling


*Cost does not include applicable sales tax.

  • Safe Deposit Boxes are available to rent at our Fayetteville Main Bank, Oak Hill, and Ansted locations.
  • Convenient place to store important items that would be difficult or impossible to replace
  • We have no knowledge of the contents or value of the items in safe deposit boxes, and cannot enter your box without your key.
  • Safe Deposit contents are not FDIC insured.

Notary Service

We offer free notary service to our customers. This service is available at the Main Office in Fayetteville, and our Oak Hill and Ansted Offices.

Touch Tone Teller

FCNB’s free telephone banking service makes it fast, easy and convenient to access your accounts and get the information you need by calling our toll free number.

24 hour telephone banking: (888) 774-3262

  • Available seven days a week, 24 hours a day
  • Confirm deposits made
  • Verify checks paid
  • Obtain balances on your checking, savings, and loan accounts

Visa Check Card

Customers are eligible to apply for a Visa Check Card on the day a checking account is opened or any day thereafter.

* Subject to credit approval

Visa Check Card allows you to:

  • Make purchases anywhere Visa debit cards are accepted around the world.
  • Your purchase amount is conveniently deducted from your checking account.
  • A debit card saves time because you don’t have to write a check and wait for check approval.
  • Detailed description of every card purchase you make appears on your monthly checking statement.
  • The Visa Check Card doubles as an ATM card, so you can also use it to obtain cash at thousands of ATMs worldwide.
  • No charge for ATM withdrawals at FCNB’s Fayetteville or Oak Hill ATMs
  • If your debit card is lost or stolen, contact our Debit Card Department as soon as possible at (304) 574-1212 to close the card.

If you need to report a lost or stolen debit card after our business hours, please call 1-800-264-4274. After your card is closed, please come to the bank in person to apply for a new debit card.

Medallion Signature Guarantee Program

Fayette County National Bank now participates in the Securities Transfer Agents Medallion Program (STAMP). When placing a Medallion Guarantee Stamp on a security, the bank is guaranteeing the signature is genuine, the signer is an appropriate person to endorse, and the signer has the legal capacity to sign.

This service is offered to FCNB customers at no charge.

Merchant Services - Payment Express Systems

Payment Express Systems can process Visa, MasterCard, Discover, American Express, debit cards and others. They also offer a very competitive customer service package:

  • No monthly minimum charge
  • No application fee
  • No setup fee
  • No batch fees
  • No reprogramming fees
  • Equipment warranty that even covers your existing equipment – PES will overnight replacement equipment at no charge
  • Customer service available 24/7/365
  • A number of card reader capabilities depending on your needs – mobile (smart phones, tablets iPads), card swipe terminals as well as web-enabled capability for Internet-based processing.
  • Monthly statements and online reporting access of all transaction information
  • Provides individualized assistance with training and back end support

Get a FREE quote to compare to your most current monthly invoice showing activity and fees and see how much you will save! You may be surprised at the options available to help save you money and boost your business.

Card processing is not just for full-time businesses. Part-time/seasonal businesses can also benefit from signing up for electronic card processing. Do you sell products at fairs or craft shows? Do you sell Silpada, Avon, Scentsy, Pampered Chef, Thirty-One, etc.? You can offer your customers card payments as an alternative to cash and checks.

Contact your local FCNB office to request a brochure and information on how to get a FREE quote.

* As of September 1, 2014 FCNB will no longer offer support for First Data equipment & processing.

Wire Transfers

A wire transfer is an electronic payment service for transferring funds to a person, business or bank in the United States or to another country. Credit is usually received within a few hours (longer if outside the US). When you need to send money quickly, a wire transfer is often your best choice. You can also receive wire transfers into your FCNB account.

To wire money, just contact our Fayetteville, Oak Hill or Ansted offices. You will need to provide information about the recipient’s bank account information and physical address.

FCNB wire transfers are performed for FCNB deposit customers only.

As of June 25, 2018 we will no longer process foreign wires.


Wire Transfer Fees:

Transfer Type


Domestic Incoming


Domestic Outgoing




If your debit card is lost or stolen, contact our Debit Card Department as soon as possible at (304) 574-1212. If you need to report a lost or stolen debit card after our business hours, please call 1-800-264-4274. After your card is closed, please come to the bank in person to apply for a new debit card.