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Personal Loans

We offer personal loans with the personal service and flexibility that can only be found in a community bank. We help meet your credit needs with a variety of personal loan products with competitive pricing and terms to fit your budget. We want to create lasting relationships with our customers, and our loan decisions are made locally.

Stop by one of our convenient locations or give one of our loan officers a call to discuss your loan needs.

  • Installment – secured and unsecured with a maximum term of 60 months
  • Single payment loans
  • Credit insurance available
  • No prepayment penalties
  • Make payments online, by mail, at your branch or have them automatically debited from your deposit account

We help meet your credit needs with a wide selection of personal loan products.

  • Personal line of credit
  • Auto Loans - new and used with terms up to 72 months
  • RV, ATV, and boat loans
  • Farm and lawn equipment
  • Debt consolidation
  • Home improvement
  • FCNB deposit account secured loans at a lower rate

*All loans subject to credit approval.

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Financial Calculators

Use our financial calculators to help you determine your cash needs for your next purchase.