Calculators

Loan Calculators
Auto Loan
Buy vs Lease
Loan Comparison
Loan Payment
Simple Loan

Debt Management
Debt Amount
Debt Consolidation
Debt Payoff

Mortgage Calculators
Mortgage Loan
Mortgage Qualifier
Mortgage Refinance
Rent vs Buy

Savings/Retirement Calculators
Education
Retirement Planner
Savings Goal

Local Links
 

Welcome to Fayette County National Bank
"Serving Fayette County yesterday, today and tomorrow!"

BANK NEWS
Holiday Closing
All offices of Fayette County National Bank will be closed Thursday July 4 in observance of Independence Day. Our Fayetteville and Oak Hill ATMs, Touch Tone Teller, and Internet Banking are available for customer use 24/7.  We hope you and your family have a safe and enjoyable 4th of July!!
Scam Targeting Seniors and the Disabled
In a new scam targeting seniors and the disabled, identity thieves are fraudulently rerouting Social Security benefits to their own bank accounts and prepaid debit cards. This has affected a few FCNB customers.

It's pretty straightforward: Identity thieves get their hands on the personal information they need, like a full name and bank account number. Then they contact the Social Security Administration (or VA or others) and request that payments be rerouted to their own accounts. Much later the recipient gets a letter from Social Security confirming that their direct deposit information has been changed

To protect your identity, be wary of any calls or e-mails from people asking for personal information.  Make sure your home computers and laptops have updated virus protection to prevent someone from accessing your personal information through viruses or malware.

If it's been three or four days since you were supposed to receive your benefits payment or you receive a letter confirming a change to your direct deposit information that you didn't authorize, take action immediately by contacting the office from which the retirement or disability benefits originate.

What can you do to catch this in a timely manner?  Check your bank statements regularly and make sure your direct deposits have posted.  Enroll in Internet Banking so you can check your accounts daily and you won't have to wait for your statement to arrive.

You can also tell Social Security that no changes may be made to your account unless you appear in person with sufficient ID by visiting www.socialsecurity.gov/blockaccess.

The Social Security Administration said anyone who believes they are victims of fraud should contact the inspector general at http://oig.ssa.gov/report-fraud-waste-or-abuse.

Text Message Scam
BANK ALERT: Your CARD #4137 has been temporarily DEACTIVATED. Please call C.U. Bank (304) 534-0311 to reactivate.

This is a text one of our customers received on her cell phone, and she knows of another person who received one as well but the card # and phone number were different.  This is not from FCNB but is a scam - fraudsters are trying to get people to give up their checking account number, PIN, or debit/credit card number so they can wipe out your checking or available credit card balance. Even though the phone number may have a 304 area code, the scammers could be in another state or even in another country.

DO NOT RESPOND TO TEXTS OF THIS TYPE. No bank will contact you stating that your card has been deactivated and ask for your card number or PIN because banks already have this information on file.

Did You Know?

Our Internet Banking service is free! You can monitor your account, print copies of transactions, and transfer to other FCNB Internet Banking activated accounts. One login every 90 days is required to keep your Internet Banking access active. Our billpay service is also free for up to 15 transactions per billing cycle; billpays over 15 are $.50 each. One completed billpay every 90 days is required to keep your billpay service active.  Click "Learn More" and "Demo" in the login section on the right side of this page to get more information about our Internet Banking service.

Lost or Stolen Debit Cards

If your debit card is lost or stolen, contact our Debit Card Department as soon as possible at (304) 574-1212 to close the card.  If you need to report a lost or stolen debit card after our business hours, please call 1-800-264-4274.  After you card is closed, please come to the bank in person to apply for a new debit card.

Your PC and Internet Security

This website utilizes SSL 128-bit encryption and high-end firewalls to protect your account information, but the responsibility of preventing online fraud is equally shared by Internet Banking customers. Three critical PC protections are updated computer virus software, spyware protection, and a secure firewall. In a 2005 study, 81% of home PCs lacked at least one of these three critical protections. Please click this link to learn more: Protect Your Computer

Go Green with Online Billpay!

Online billpay not only saves you time, reduces clutter, and improves security, it also helps preserve the environment. If 10 percent of US households used ebills and online billpay, annually it would save over 75 million pounds of paper, over 900,000 trees, avoid producing over 9 million pounds of greenhouse gases, and avoid filling over 3,000 garbage trucks full of waste. Want to help save the environment? Sign up for ebills and online billpay today!!

Internet Banking Security

Worried about the security of Internet Banking and billpay services? No one but you can access your account information due to your confidential Access ID and passcode. We use many ways to protect your account information, including firewalls, timed log off, and encryption. Anytime you complete online transactions, our 128-bit SSL encryption is used. Whether you are checking your balance, transferring funds or paying bills, you can depend on your account information being secure.  Click the Fraud & Security tab at the top of the page for more information.

Internet Banking Login
Financial Services
Home | Terms of Use
Fayette County National Bank of Fayetteville, Member FDIC, Equal Housing Lender.EHL Logo

Disclaimer: This site is brought to you by Fayette County National Bank and First Data. For your convenience, this site includes an Internet search engine and links to other 3rd parties. Fayette County National Bank of Fayetteville does not endorse or guarantee the search engine or 3rd party sites. The products and services offered on 3rd party sites, including investment and insurance products, are NOT products of Fayette County National Bank of Fayetteville and are NOT insured by the FDIC.

This portal may be used for authorized purposes only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. First Data monitors this site and the activity on this site for security purposes.