CDs & IRAs




Whether you are saving for a college education for your kids, down payment on a new home, retirement, or just for a

rainy day, Fayette County National Bank has longer-term savings options that will be right for you - safe and secure

investments that are FDIC insured.


Certificates of Deposit


For customers who want a higher investment rate for a fixed term, Certificates of Deposit (CDs) are one of the
safest investments around today.  Terms range from 90 days to 4 years at a variety of competitive interest rates. 
A penalty may be imposed for withdrawal before maturity.


Please contact a New Accounts representative at your branch for current interest rates.



Individual Retirement Accounts


Regular investing using a FCNB IRA can help to ensure your retirement years are enjoyable.  It is never too early to
start planning for the future. The sooner you begin contributing, the faster your savings will grow due to possible
tax savings and our competitive interest rates. Our IRA accounts have a minimum deposit of $500.00 to open the account.
Minimum amounts for future deposits and withdrawals are also $500.00.

Traditional IRA

Roth IRA

Please contact a New Accounts representative at our Fayetteville Main, Oak Hill or Ansted location to discuss your retirement needs.

                                          Member FDIC         EHL Camera Ready Art Image